How To Maximize Medicare Benefits

Medicare offers robust coverage. Here are some there are ways to make the most of it:

• Understand Your Coverage Gaps: Original Medicare (Parts A and B) doesn’t cover everything, like dental, vision, or hearing aids. Consider a Medicare Advantage plan or a Medigap policy to fill these gaps. There are stand alone dental and vision policies that can add to your Origonal Medicare and Medigap policies.

  
  

• Take Advantage of Preventive Services: Part B covers screenings, vaccinations, and wellness visits at no cost. Regular checkups can catch issues early, saving you time and money.

  
  

• Compare Part D Plans Annually: Drug costs and formularies change yearly. Use Medicare’s Plan Finder tool to ensure your Part D plan meets your medication needs. This tool can be found on the Medicare.gov website.

  
  

• Explore Medicare Advantage Options: These plans often bundle extras like gym memberships or telehealth. Compare plans in your area to find one that fits your lifestyle. Give me a call or email and I am happy to look at the Medicare Advantage plan options in your area.

  
  

• Stay Informed About Changes: Medicare rules and costs update annually. For 2025, expect adjustments to premiums, deductibles, and coverage limits. Check Medicare.gov for the latest details.